Call reports 2015
FIRST STATE BANK OF LE CENTER — 2015
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 73,261,000 | 73,103,000 | 74,354,000 | 78,404,000 |
| Total loans | 46,090,000 | 49,627,000 | 50,657,000 | 47,575,000 |
| Allowance for loan losses | 658,000 | 660,000 | 663,000 | 697,000 |
| Securities available for sale | 13,576,000 | 13,684,000 | 13,662,000 | 13,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,233,000 | 64,005,000 | 63,963,000 | 68,009,000 |
| Interest-bearing deposits | 49,114,000 | 47,750,000 | 49,346,000 | 51,895,000 |
| Noninterest-bearing deposits | 16,119,000 | 16,255,000 | 14,617,000 | 16,114,000 |
| Equity capital | 7,621,000 | 7,681,000 | 7,960,000 | 7,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,529,000 | 2,347,000 | 3,153,000 |
| Interest expense | 60,000 | 115,000 | 174,000 | 236,000 |
| Net interest income | 672,000 | 1,414,000 | 2,173,000 | 2,917,000 |
| Noninterest income | 142,000 | 276,000 | 418,000 | 566,000 |
| Noninterest expense | 508,000 | 1,016,000 | 1,538,000 | 2,185,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 306,000 | 674,000 | 1,043,000 | 1,288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 306,000 | 674,000 | 1,043,000 | 1,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,427,000 | 7,586,000 | 7,818,000 | 7,873,000 |
| Total capital | 8,015,000 | 8,246,000 | 8,474,000 | 8,510,000 |
| Risk-weighted assets | 46,977,000 | 54,245,000 | 52,510,000 | 50,944,000 |