Call reports 2014
FIRST STATE BANK OF LE CENTER — 2014
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,110,000 | 73,512,000 | 69,930,000 | 73,858,000 |
| Total loans | 44,279,000 | 43,997,000 | 44,442,000 | 43,647,000 |
| Allowance for loan losses | 669,000 | 685,000 | 682,000 | 677,000 |
| Securities available for sale | 14,523,000 | 13,869,000 | 14,332,000 | 14,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,755,000 | 62,530,000 | 61,714,000 | 64,583,000 |
| Interest-bearing deposits | 49,723,000 | 49,251,000 | 49,119,000 | 51,039,000 |
| Noninterest-bearing deposits | 13,032,000 | 13,279,000 | 12,595,000 | 13,544,000 |
| Equity capital | 7,948,000 | 7,569,000 | 7,794,000 | 7,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,529,000 | 2,288,000 | 3,061,000 |
| Interest expense | 78,000 | 153,000 | 225,000 | 292,000 |
| Net interest income | 678,000 | 1,376,000 | 2,063,000 | 2,769,000 |
| Noninterest income | 120,000 | 251,000 | 375,000 | 503,000 |
| Noninterest expense | 464,000 | 959,000 | 1,428,000 | 2,109,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 334,000 | 668,000 | 1,010,000 | 1,163,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 334,000 | 668,000 | 1,010,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,767,000 | 7,332,000 | 7,554,000 | 7,670,000 |
| Total capital | 8,409,000 | 7,978,000 | 8,195,000 | 8,316,000 |
| Risk-weighted assets | 51,356,000 | 51,627,000 | 51,278,000 | 51,640,000 |