Call reports 2013
FIRST STATE BANK OF LE CENTER — 2013
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 68,283,000 | 66,994,000 | 69,142,000 | 70,966,000 |
| Total loans | 42,565,000 | 43,078,000 | 44,482,000 | 43,436,000 |
| Allowance for loan losses | 723,000 | 721,000 | 715,000 | 654,000 |
| Securities available for sale | 12,819,000 | 13,434,000 | 14,900,000 | 14,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,103,000 | 58,897,000 | 61,227,000 | 62,864,000 |
| Interest-bearing deposits | 47,746,000 | 47,250,000 | 49,138,000 | 49,771,000 |
| Noninterest-bearing deposits | 12,357,000 | 11,647,000 | 12,089,000 | 13,093,000 |
| Equity capital | 7,770,000 | 7,221,000 | 7,504,000 | 7,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,556,000 | 2,343,000 | 3,134,000 |
| Interest expense | 89,000 | 172,000 | 252,000 | 333,000 |
| Net interest income | 690,000 | 1,384,000 | 2,091,000 | 2,801,000 |
| Noninterest income | 128,000 | 259,000 | 375,000 | 474,000 |
| Noninterest expense | 478,000 | 993,000 | 1,506,000 | 2,110,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 340,000 | 650,000 | 960,000 | 1,165,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 340,000 | 650,000 | 959,000 | 1,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,400,000 | 7,141,000 | 7,340,000 | 7,527,000 |
| Total capital | 8,015,000 | 7,763,000 | 7,981,000 | 8,166,000 |
| Risk-weighted assets | 49,054,000 | 49,666,000 | 51,207,000 | 51,076,000 |