Call reports 2012
FIRST STATE BANK OF LE CENTER — 2012
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 67,110,000 | 67,076,000 | 69,614,000 | 71,834,000 |
| Total loans | 44,328,000 | 45,847,000 | 45,025,000 | 41,969,000 |
| Allowance for loan losses | 528,000 | 556,000 | 775,000 | 774,000 |
| Securities available for sale | 12,091,000 | 12,485,000 | 14,035,000 | 13,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,435,000 | 58,143,000 | 61,474,000 | 63,866,000 |
| Interest-bearing deposits | 47,971,000 | 47,826,000 | 50,454,000 | 51,721,000 |
| Noninterest-bearing deposits | 10,464,000 | 10,317,000 | 11,020,000 | 12,145,000 |
| Equity capital | 7,917,000 | 7,463,000 | 7,459,000 | 7,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,707,000 | 2,557,000 | 3,386,000 |
| Interest expense | 120,000 | 232,000 | 339,000 | 436,000 |
| Net interest income | 737,000 | 1,475,000 | 2,218,000 | 2,950,000 |
| Noninterest income | 135,000 | 216,000 | 328,000 | 475,000 |
| Noninterest expense | 486,000 | 987,000 | 1,481,000 | 2,171,000 |
| Provision for loan losses | 7,000 | 7,000 | 257,000 | 257,000 |
| Pretax income | 379,000 | 697,000 | 808,000 | 997,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 379,000 | 696,000 | 807,000 | 996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,495,000 | 7,002,000 | 7,001,000 | 7,150,000 |
| Total capital | 8,023,000 | 7,558,000 | 7,647,000 | 7,768,000 |
| Risk-weighted assets | 49,779,000 | 51,084,000 | 51,514,000 | 49,255,000 |