Call reports 2011
FIRST STATE BANK OF LE CENTER — 2011
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 65,821,000 | 66,315,000 | 66,309,000 | 67,994,000 |
| Total loans | 45,229,000 | 45,506,000 | 43,290,000 | 43,228,000 |
| Allowance for loan losses | 541,000 | 547,000 | 588,000 | 556,000 |
| Securities available for sale | 11,054,000 | 9,642,000 | 11,000,000 | 13,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,867,000 | 58,423,000 | 58,028,000 | 59,505,000 |
| Interest-bearing deposits | 47,604,000 | 48,543,000 | 47,970,000 | 48,435,000 |
| Noninterest-bearing deposits | 10,263,000 | 9,880,000 | 10,058,000 | 11,070,000 |
| Equity capital | 7,157,000 | 7,099,000 | 7,475,000 | 7,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,768,000 | 2,642,000 | 3,511,000 |
| Interest expense | 141,000 | 280,000 | 414,000 | 541,000 |
| Net interest income | 680,000 | 1,488,000 | 2,228,000 | 2,970,000 |
| Noninterest income | 112,000 | 237,000 | 437,000 | 588,000 |
| Noninterest expense | 496,000 | 1,003,000 | 1,488,000 | 2,144,000 |
| Provision for loan losses | 56,000 | 80,000 | 113,000 | 163,000 |
| Pretax income | 240,000 | 642,000 | 1,064,000 | 1,251,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 240,000 | 641,000 | 1,063,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,970,000 | 6,799,000 | 7,071,000 | 7,228,000 |
| Total capital | 7,511,000 | 7,346,000 | 7,659,000 | 7,784,000 |
| Risk-weighted assets | 49,414,000 | 49,535,000 | 48,503,000 | 49,112,000 |