Call reports 2010
FIRST STATE BANK OF LE CENTER — 2010
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 61,940,000 | 61,833,000 | 62,350,000 | 64,609,000 |
| Total loans | 46,499,000 | 45,471,000 | 45,701,000 | 43,575,000 |
| Allowance for loan losses | 573,000 | 635,000 | 545,000 | 577,000 |
| Securities available for sale | 8,264,000 | 8,694,000 | 8,822,000 | 10,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,060,000 | 53,771,000 | 54,443,000 | 56,924,000 |
| Interest-bearing deposits | 45,520,000 | 45,169,000 | 45,853,000 | 47,634,000 |
| Noninterest-bearing deposits | 8,540,000 | 8,602,000 | 8,590,000 | 9,290,000 |
| Equity capital | 7,004,000 | 7,182,000 | 7,046,000 | 6,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,839,000 | 2,720,000 | 3,618,000 |
| Interest expense | 172,000 | 345,000 | 505,000 | 661,000 |
| Net interest income | 759,000 | 1,494,000 | 2,215,000 | 2,957,000 |
| Noninterest income | 129,000 | 238,000 | 356,000 | 490,000 |
| Noninterest expense | 463,000 | 936,000 | 1,434,000 | 2,141,000 |
| Provision for loan losses | 0 | 110,000 | 125,000 | 200,000 |
| Pretax income | 425,000 | 686,000 | 1,012,000 | 1,106,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 425,000 | 685,000 | 1,011,000 | 1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,833,000 | 6,978,000 | 6,730,000 | 6,806,000 |
| Total capital | 7,406,000 | 7,584,000 | 7,275,000 | 7,383,000 |
| Risk-weighted assets | 48,931,000 | 48,478,000 | 46,854,000 | 48,412,000 |