Call reports 2026
CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2026
What CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,148,686,000 | 2,259,402,000 |
| Total loans | 1,628,864,000 | 1,754,006,000 |
| Allowance for loan losses | 13,299,000 | 14,459,000 |
| Securities available for sale | 263,057,000 | 316,205,000 |
| Securities held to maturity | 96,300,000 | 92,044,000 |
| Trading assets | 4,073,000 | 3,014,000 |
| Total deposits | 1,802,480,000 | 1,866,772,000 |
| Interest-bearing deposits | 1,485,972,000 | 1,518,371,000 |
| Noninterest-bearing deposits | 316,508,000 | 348,401,000 |
| Equity capital | 202,408,000 | 200,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 27,457,000 | 56,503,000 |
| Interest expense | 10,348,000 | 21,470,000 |
| Net interest income | 17,109,000 | 35,033,000 |
| Noninterest income | 1,597,000 | 3,746,000 |
| Noninterest expense | 6,506,000 | 13,172,000 |
| Provision for loan losses | 1,683,000 | 2,811,000 |
| Pretax income | 10,568,000 | 22,261,000 |
| Income tax | 2,634,000 | 5,592,000 |
| Net income | 7,934,000 | 16,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 212,469,000 | 211,318,000 |
| Total capital | 227,217,000 | 227,805,000 |
| Risk-weighted assets | 1,812,514,000 | 1,958,342,000 |