Call report 2025Q4
CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2025Q4
The 22 measures CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,076,351,000 | USD | evidence → |
| Total loans | 1,603,874,000 | USD | evidence → |
| Allowance for loan losses | 12,818,000 | USD | evidence → |
| Securities available for sale | 208,156,000 | USD | evidence → |
| Securities held to maturity | 100,176,000 | USD | evidence → |
| Trading assets | 5,376,000 | USD | evidence → |
| Total deposits | 1,731,879,000 | USD | evidence → |
| Interest-bearing deposits | 1,438,685,000 | USD | evidence → |
| Noninterest-bearing deposits | 293,194,000 | USD | evidence → |
| Equity capital | 196,177,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 108,856,000 | USD | evidence → |
| Interest expense | 43,818,000 | USD | evidence → |
| Net interest income | 65,038,000 | USD | evidence → |
| Noninterest income | 5,514,000 | USD | evidence → |
| Noninterest expense | 23,044,000 | USD | evidence → |
| Provision for loan losses | 3,476,000 | USD | evidence → |
| Pretax income | 44,231,000 | USD | evidence → |
| Income tax | 11,399,000 | USD | evidence → |
| Net income | 32,832,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 204,432,000 | USD | evidence → |
| Total capital | 218,761,000 | USD | evidence → |
| Risk-weighted assets | 1,777,197,000 | USD | evidence → |