Call report 2023Q4
CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2023Q4
The 22 measures CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,632,636,000 | USD | evidence → |
| Total loans | 1,257,328,000 | USD | evidence → |
| Allowance for loan losses | 9,763,000 | USD | evidence → |
| Securities available for sale | 82,844,000 | USD | evidence → |
| Securities held to maturity | 122,614,000 | USD | evidence → |
| Trading assets | 6,178,000 | USD | evidence → |
| Total deposits | 1,329,145,000 | USD | evidence → |
| Interest-bearing deposits | 1,081,511,000 | USD | evidence → |
| Noninterest-bearing deposits | 247,634,000 | USD | evidence → |
| Equity capital | 160,397,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 93,374,000 | USD | evidence → |
| Interest expense | 31,069,000 | USD | evidence → |
| Net interest income | 62,305,000 | USD | evidence → |
| Noninterest income | 4,532,000 | USD | evidence → |
| Noninterest expense | 23,938,000 | USD | evidence → |
| Provision for loan losses | 1,819,000 | USD | evidence → |
| Pretax income | 40,775,000 | USD | evidence → |
| Income tax | 10,774,000 | USD | evidence → |
| Net income | 30,001,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 170,670,000 | USD | evidence → |
| Total capital | 181,916,000 | USD | evidence → |
| Risk-weighted assets | 1,437,864,000 | USD | evidence → |