Call report 2015Q4
CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2015Q4
The 22 measures CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 932,945,000 | USD | evidence → |
| Total loans | 679,367,000 | USD | evidence → |
| Allowance for loan losses | 3,848,000 | USD | evidence → |
| Securities available for sale | 159,448,000 | USD | evidence → |
| Securities held to maturity | 48,396,000 | USD | evidence → |
| Trading assets | 990,000 | USD | evidence → |
| Total deposits | 731,456,000 | USD | evidence → |
| Interest-bearing deposits | 629,480,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,976,000 | USD | evidence → |
| Equity capital | 83,313,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,577,000 | USD | evidence → |
| Interest expense | 4,314,000 | USD | evidence → |
| Net interest income | 24,263,000 | USD | evidence → |
| Noninterest income | 3,075,000 | USD | evidence → |
| Noninterest expense | 14,111,000 | USD | evidence → |
| Provision for loan losses | 2,421,000 | USD | evidence → |
| Pretax income | 10,840,000 | USD | evidence → |
| Income tax | 4,172,000 | USD | evidence → |
| Net income | 6,668,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 85,521,000 | USD | evidence → |
| Total capital | 89,476,000 | USD | evidence → |
| Risk-weighted assets | 753,137,000 | USD | evidence → |