Call report 2014Q4
CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2014Q4
The 22 measures CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 813,880,000 | USD | evidence → |
| Total loans | 607,782,000 | USD | evidence → |
| Allowance for loan losses | 3,290,000 | USD | evidence → |
| Securities available for sale | 101,768,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 571,000 | USD | evidence → |
| Total deposits | 687,175,000 | USD | evidence → |
| Interest-bearing deposits | 604,530,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,645,000 | USD | evidence → |
| Equity capital | 82,158,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,533,000 | USD | evidence → |
| Interest expense | 4,292,000 | USD | evidence → |
| Net interest income | 24,241,000 | USD | evidence → |
| Noninterest income | 1,789,000 | USD | evidence → |
| Noninterest expense | 14,104,000 | USD | evidence → |
| Provision for loan losses | 2,558,000 | USD | evidence → |
| Pretax income | 9,410,000 | USD | evidence → |
| Income tax | 3,664,000 | USD | evidence → |
| Net income | 5,746,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,788,000 | USD | evidence → |
| Total capital | 87,138,000 | USD | evidence → |
| Risk-weighted assets | 674,816,000 | USD | evidence → |