Call report 2012Q4
CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2012Q4
The 22 measures CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 771,560,000 | USD | evidence → |
| Total loans | 525,033,000 | USD | evidence → |
| Allowance for loan losses | 6,332,000 | USD | evidence → |
| Securities available for sale | 99,919,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 1,273,000 | USD | evidence → |
| Total deposits | 620,629,000 | USD | evidence → |
| Interest-bearing deposits | 560,243,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,386,000 | USD | evidence → |
| Equity capital | 78,253,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,646,000 | USD | evidence → |
| Interest expense | 5,721,000 | USD | evidence → |
| Net interest income | 21,925,000 | USD | evidence → |
| Noninterest income | 1,331,000 | USD | evidence → |
| Noninterest expense | 12,837,000 | USD | evidence → |
| Provision for loan losses | 3,528,000 | USD | evidence → |
| Pretax income | 7,112,000 | USD | evidence → |
| Income tax | 2,762,000 | USD | evidence → |
| Net income | 4,350,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,962,000 | USD | evidence → |
| Total capital | 84,310,000 | USD | evidence → |
| Risk-weighted assets | 580,909,000 | USD | evidence → |