Call report 2008Q4
CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2008Q4
The 22 measures CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 608,016,000 | USD | evidence → |
| Total loans | 461,998,000 | USD | evidence → |
| Allowance for loan losses | 2,884,000 | USD | evidence → |
| Securities available for sale | 27,500,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 502,312,000 | USD | evidence → |
| Interest-bearing deposits | 460,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,766,000 | USD | evidence → |
| Equity capital | 50,312,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,262,000 | USD | evidence → |
| Interest expense | 15,989,000 | USD | evidence → |
| Net interest income | 15,273,000 | USD | evidence → |
| Noninterest income | 3,084,000 | USD | evidence → |
| Noninterest expense | 9,508,000 | USD | evidence → |
| Provision for loan losses | 551,000 | USD | evidence → |
| Pretax income | 8,410,000 | USD | evidence → |
| Income tax | 3,155,000 | USD | evidence → |
| Net income | 5,255,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,113,000 | USD | evidence → |
| Total capital | 54,531,000 | USD | evidence → |
| Risk-weighted assets | 524,985,000 | USD | evidence → |