Call report 2004Q2
CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2004Q2
The 22 measures CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 454,574,000 | USD | evidence → |
| Total loans | 295,162,000 | USD | evidence → |
| Allowance for loan losses | 1,993,000 | USD | evidence → |
| Securities available for sale | 109,579,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 391,359,000 | USD | evidence → |
| Interest-bearing deposits | 368,723,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,636,000 | USD | evidence → |
| Equity capital | 37,079,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,890,000 | USD | evidence → |
| Interest expense | 4,680,000 | USD | evidence → |
| Net interest income | 5,210,000 | USD | evidence → |
| Noninterest income | 819,000 | USD | evidence → |
| Noninterest expense | 3,653,000 | USD | evidence → |
| Provision for loan losses | 281,000 | USD | evidence → |
| Pretax income | 2,180,000 | USD | evidence → |
| Income tax | 808,000 | USD | evidence → |
| Net income | 1,372,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,594,000 | USD | evidence → |
| Total capital | 41,587,000 | USD | evidence → |
| Risk-weighted assets | 355,002,000 | USD | evidence → |
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