Call reports 2023
WHEATLAND BANK — 2023
What WHEATLAND BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 730,126,000 | 753,990,000 | 762,636,000 | 728,272,000 |
| Total loans | 440,118,000 | 474,933,000 | 491,052,000 | 471,787,000 |
| Allowance for loan losses | 4,227,000 | 4,368,000 | 4,351,000 | 4,338,000 |
| Securities available for sale | 222,252,000 | 214,021,000 | 104,727,000 | 93,977,000 |
| Securities held to maturity | 0 | 0 | 98,604,000 | 96,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,801,000 | 608,681,000 | 608,992,000 | 622,632,000 |
| Interest-bearing deposits | 323,476,000 | 336,152,000 | 334,919,000 | 335,046,000 |
| Noninterest-bearing deposits | 310,325,000 | 272,529,000 | 274,072,000 | 287,586,000 |
| Equity capital | 52,796,000 | 52,817,000 | 55,083,000 | 55,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,138,000 | 14,957,000 | 23,366,000 | 31,832,000 |
| Interest expense | 1,197,000 | 3,230,000 | 5,873,000 | 8,264,000 |
| Net interest income | 5,941,000 | 11,727,000 | 17,493,000 | 23,568,000 |
| Noninterest income | 1,087,000 | 2,637,000 | 4,516,000 | 5,935,000 |
| Noninterest expense | 5,488,000 | 10,524,000 | 16,282,000 | 22,014,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,540,000 | 3,840,000 | 5,727,000 | 7,489,000 |
| Income tax | 286,000 | 735,000 | 1,057,000 | 1,395,000 |
| Net income | 1,254,000 | 3,105,000 | 4,670,000 | 6,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,996,000 | 72,848,000 | 73,912,000 | 71,286,000 |
| Total capital | 75,340,000 | 77,333,000 | 78,380,000 | 75,741,000 |
| Risk-weighted assets | 546,262,000 | 571,497,000 | 581,489,000 | 565,062,000 |