Call reports 2020
WHEATLAND BANK — 2020
What WHEATLAND BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 469,015,000 | 535,763,000 | 560,343,000 | 615,480,000 |
| Total loans | 341,094,000 | 428,372,000 | 437,582,000 | 415,348,000 |
| Allowance for loan losses | 4,017,000 | 4,189,000 | 4,338,000 | 4,431,000 |
| Securities available for sale | 41,648,000 | 39,220,000 | 36,891,000 | 77,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,494,000 | 478,132,000 | 500,918,000 | 554,452,000 |
| Interest-bearing deposits | 222,575,000 | 244,194,000 | 253,731,000 | 277,896,000 |
| Noninterest-bearing deposits | 191,919,000 | 233,938,000 | 247,187,000 | 276,556,000 |
| Equity capital | 49,606,000 | 51,921,000 | 53,799,000 | 55,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,852,000 | 9,759,000 | 14,842,000 | 19,882,000 |
| Interest expense | 207,000 | 369,000 | 524,000 | 668,000 |
| Net interest income | 4,645,000 | 9,390,000 | 14,318,000 | 19,214,000 |
| Noninterest income | 1,719,000 | 3,785,000 | 6,429,000 | 9,110,000 |
| Noninterest expense | 4,815,000 | 9,048,000 | 14,301,000 | 19,817,000 |
| Provision for loan losses | 0 | 150,000 | 300,000 | 400,000 |
| Pretax income | 1,549,000 | 3,977,000 | 6,146,000 | 8,107,000 |
| Income tax | 299,000 | 778,000 | 1,201,000 | 1,591,000 |
| Net income | 1,250,000 | 3,199,000 | 4,945,000 | 6,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,035,000 | 50,933,000 | 52,679,000 | 54,250,000 |
| Total capital | 53,169,000 | 55,239,000 | 57,134,000 | 58,798,000 |
| Risk-weighted assets | 397,786,000 | 403,438,000 | 410,858,000 | 412,194,000 |