Call reports 2019
WHEATLAND BANK — 2019
What WHEATLAND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 440,720,000 | 441,214,000 | 453,518,000 | 459,947,000 |
| Total loans | 324,544,000 | 355,692,000 | 366,113,000 | 338,941,000 |
| Allowance for loan losses | 3,669,000 | 3,808,000 | 4,009,000 | 4,010,000 |
| Securities available for sale | 38,306,000 | 34,054,000 | 30,934,000 | 36,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,363,000 | 377,216,000 | 393,254,000 | 406,533,000 |
| Interest-bearing deposits | 206,938,000 | 199,329,000 | 217,546,000 | 216,376,000 |
| Noninterest-bearing deposits | 185,425,000 | 177,886,000 | 175,708,000 | 190,157,000 |
| Equity capital | 44,046,000 | 45,095,000 | 46,706,000 | 48,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,885,000 | 10,036,000 | 15,477,000 | 20,660,000 |
| Interest expense | 163,000 | 376,000 | 731,000 | 975,000 |
| Net interest income | 4,722,000 | 9,660,000 | 14,746,000 | 19,685,000 |
| Noninterest income | 1,139,000 | 2,535,000 | 4,303,000 | 6,199,000 |
| Noninterest expense | 4,452,000 | 9,003,000 | 13,810,000 | 18,692,000 |
| Provision for loan losses | 63,000 | 188,000 | 375,000 | 375,000 |
| Pretax income | 1,346,000 | 3,004,000 | 4,864,000 | 6,817,000 |
| Income tax | 264,000 | 611,000 | 996,000 | 1,420,000 |
| Net income | 1,082,000 | 2,393,000 | 3,868,000 | 5,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,091,000 | 44,816,000 | 46,292,000 | 47,916,000 |
| Total capital | 47,877,000 | 48,741,000 | 50,418,000 | 52,043,000 |
| Risk-weighted assets | 383,774,000 | 398,968,000 | 408,870,000 | 397,221,000 |