Call reports 2016
WHEATLAND BANK — 2016
What WHEATLAND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 377,159,000 | 361,011,000 | 368,961,000 | 364,655,000 |
| Total loans | 223,713,000 | 245,277,000 | 250,492,000 | 243,402,000 |
| Allowance for loan losses | 3,115,000 | 3,101,000 | 3,096,000 | 2,836,000 |
| Securities available for sale | 37,155,000 | 38,414,000 | 36,820,000 | 41,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,740,000 | 318,825,000 | 325,935,000 | 327,495,000 |
| Interest-bearing deposits | 185,008,000 | 178,109,000 | 173,626,000 | 175,114,000 |
| Noninterest-bearing deposits | 156,733,000 | 140,716,000 | 152,309,000 | 152,381,000 |
| Equity capital | 32,343,000 | 33,069,000 | 33,791,000 | 33,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,148,000 | 6,350,000 | 9,838,000 | 13,204,000 |
| Interest expense | 40,000 | 88,000 | 149,000 | 187,000 |
| Net interest income | 3,108,000 | 6,262,000 | 9,689,000 | 13,017,000 |
| Noninterest income | 547,000 | 1,117,000 | 1,765,000 | 2,385,000 |
| Noninterest expense | 2,868,000 | 5,795,000 | 8,766,000 | 11,761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 787,000 | 1,584,000 | 2,688,000 | 3,641,000 |
| Income tax | 220,000 | 443,000 | 756,000 | 1,038,000 |
| Net income | 567,000 | 1,141,000 | 1,932,000 | 2,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,872,000 | 32,445,000 | 33,237,000 | 33,807,000 |
| Total capital | 34,987,000 | 35,546,000 | 36,333,000 | 36,643,000 |
| Risk-weighted assets | 284,423,000 | 298,101,000 | 306,910,000 | 307,952,000 |