Call reports 2015
WHEATLAND BANK — 2015
What WHEATLAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 340,216,000 | 342,624,000 | 344,552,000 | 354,012,000 |
| Total loans | 190,569,000 | 215,677,000 | 220,919,000 | 222,131,000 |
| Allowance for loan losses | 3,072,000 | 3,080,000 | 3,087,000 | 3,094,000 |
| Securities available for sale | 56,663,000 | 38,602,000 | 37,653,000 | 35,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,877,000 | 309,162,000 | 310,400,000 | 319,574,000 |
| Interest-bearing deposits | 175,916,000 | 177,130,000 | 173,490,000 | 181,577,000 |
| Noninterest-bearing deposits | 130,961,000 | 132,031,000 | 136,909,000 | 137,997,000 |
| Equity capital | 30,287,000 | 30,524,000 | 31,137,000 | 31,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,632,000 | 5,491,000 | 8,598,000 | 11,612,000 |
| Interest expense | 59,000 | 113,000 | 163,000 | 208,000 |
| Net interest income | 2,573,000 | 5,378,000 | 8,435,000 | 11,404,000 |
| Noninterest income | 498,000 | 1,052,000 | 1,630,000 | 2,105,000 |
| Noninterest expense | 2,635,000 | 5,412,000 | 8,276,000 | 10,906,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 436,000 | 1,111,000 | 1,884,000 | 2,698,000 |
| Income tax | 117,000 | 315,000 | 546,000 | 789,000 |
| Net income | 319,000 | 796,000 | 1,338,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,715,000 | 30,192,000 | 30,734,000 | 31,304,000 |
| Total capital | 32,731,000 | 33,272,000 | 33,821,000 | 34,398,000 |
| Risk-weighted assets | 241,187,000 | 264,946,000 | 275,532,000 | 281,557,000 |