Call reports 2013
WHEATLAND BANK — 2013
What WHEATLAND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 325,800,000 | 316,373,000 | 318,687,000 | 318,237,000 |
| Total loans | 139,207,000 | 149,352,000 | 151,882,000 | 144,029,000 |
| Allowance for loan losses | 3,053,000 | 3,047,000 | 3,112,000 | 3,108,000 |
| Securities available for sale | 22,218,000 | 29,160,000 | 31,140,000 | 36,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,973,000 | 274,531,000 | 274,265,000 | 287,032,000 |
| Interest-bearing deposits | 184,538,000 | 177,182,000 | 171,451,000 | 173,252,000 |
| Noninterest-bearing deposits | 106,435,000 | 97,349,000 | 102,814,000 | 113,780,000 |
| Equity capital | 28,002,000 | 27,969,000 | 28,139,000 | 28,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,350,000 | 4,685,000 | 7,167,000 | 9,585,000 |
| Interest expense | 131,000 | 257,000 | 361,000 | 446,000 |
| Net interest income | 2,219,000 | 4,428,000 | 6,806,000 | 9,139,000 |
| Noninterest income | 689,000 | 1,253,000 | 1,848,000 | 2,556,000 |
| Noninterest expense | 2,376,000 | 4,822,000 | 7,349,000 | 9,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 534,000 | 864,000 | 1,310,000 | 1,934,000 |
| Income tax | 174,000 | 276,000 | 419,000 | 621,000 |
| Net income | 360,000 | 588,000 | 891,000 | 1,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,794,000 | 28,022,000 | 28,270,000 | 28,658,000 |
| Total capital | 29,906,000 | 30,240,000 | 30,603,000 | 30,910,000 |
| Risk-weighted assets | 167,982,000 | 176,637,000 | 185,853,000 | 179,326,000 |