Call reports 2012
WHEATLAND BANK — 2012
What WHEATLAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 301,703,000 | 285,672,000 | 295,693,000 | 307,935,000 |
| Total loans | 152,059,000 | 155,841,000 | 158,994,000 | 150,766,000 |
| Allowance for loan losses | 1,642,000 | 1,654,000 | 2,349,000 | 2,233,000 |
| Securities available for sale | 18,665,000 | 23,790,000 | 21,352,000 | 18,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,171,000 | 249,571,000 | 261,447,000 | 273,464,000 |
| Interest-bearing deposits | 178,159,000 | 168,725,000 | 170,067,000 | 172,176,000 |
| Noninterest-bearing deposits | 90,012,000 | 80,846,000 | 91,380,000 | 101,288,000 |
| Equity capital | 26,871,000 | 27,237,000 | 27,298,000 | 27,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,663,000 | 5,298,000 | 7,983,000 | 10,537,000 |
| Interest expense | 229,000 | 406,000 | 572,000 | 724,000 |
| Net interest income | 2,434,000 | 4,892,000 | 7,411,000 | 9,813,000 |
| Noninterest income | 480,000 | 942,000 | 1,433,000 | 1,926,000 |
| Noninterest expense | 2,295,000 | 4,606,000 | 6,910,000 | 9,195,000 |
| Provision for loan losses | 170,000 | 335,000 | 1,085,000 | 1,210,000 |
| Pretax income | 449,000 | 893,000 | 842,000 | 1,327,000 |
| Income tax | 139,000 | 282,000 | 257,000 | 411,000 |
| Net income | 310,000 | 611,000 | 585,000 | 916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,928,000 | 27,229,000 | 27,203,000 | 27,484,000 |
| Total capital | 28,570,000 | 28,883,000 | 29,471,000 | 29,717,000 |
| Risk-weighted assets | 179,145,000 | 178,571,000 | 181,337,000 | 179,120,000 |