Call reports 2011
WHEATLAND BANK — 2011
What WHEATLAND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 270,263,000 | 263,847,000 | 268,820,000 | 274,815,000 |
| Total loans | 151,140,000 | 159,124,000 | 169,204,000 | 161,899,000 |
| Allowance for loan losses | 2,131,000 | 1,677,000 | 1,888,000 | 1,485,000 |
| Securities available for sale | 19,241,000 | 12,002,000 | 6,487,000 | 10,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,103,000 | 228,493,000 | 233,073,000 | 238,566,000 |
| Interest-bearing deposits | 162,026,000 | 158,624,000 | 155,892,000 | 160,586,000 |
| Noninterest-bearing deposits | 70,077,000 | 69,869,000 | 77,180,000 | 77,980,000 |
| Equity capital | 25,862,000 | 26,095,000 | 26,337,000 | 26,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,782,000 | 5,554,000 | 8,530,000 | 11,388,000 |
| Interest expense | 358,000 | 661,000 | 912,000 | 1,146,000 |
| Net interest income | 2,424,000 | 4,893,000 | 7,618,000 | 10,242,000 |
| Noninterest income | 369,000 | 769,000 | 1,189,000 | 1,746,000 |
| Noninterest expense | 2,438,000 | 4,872,000 | 7,217,000 | 9,599,000 |
| Provision for loan losses | 160,000 | 330,000 | 630,000 | 830,000 |
| Pretax income | 182,000 | 427,000 | 911,000 | 1,508,000 |
| Income tax | 48,000 | 125,000 | 281,000 | 483,000 |
| Net income | 134,000 | 302,000 | 630,000 | 1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,927,000 | 26,094,000 | 26,323,000 | 26,718,000 |
| Total capital | 28,058,000 | 27,772,000 | 28,211,000 | 28,203,000 |
| Risk-weighted assets | 182,840,000 | 184,062,000 | 192,182,000 | 185,647,000 |