Call reports 2008
CITIZENS NATIONAL BANK OF WILLS POINT — 2008
What CITIZENS NATIONAL BANK OF WILLS POINT reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 83,041,000 | 82,615,000 | 79,954,000 | 80,789,000 |
| Total loans | 51,435,000 | 51,645,000 | 50,854,000 | 51,040,000 |
| Allowance for loan losses | 494,000 | 488,000 | 501,000 | 511,000 |
| Securities available for sale | 16,007,000 | 14,518,000 | 14,083,000 | 13,280,000 |
| Securities held to maturity | 1,325,000 | 1,316,000 | 828,000 | 825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,349,000 | 73,289,000 | 70,194,000 | 70,442,000 |
| Interest-bearing deposits | 60,463,000 | 59,304,000 | 57,919,000 | 57,933,000 |
| Noninterest-bearing deposits | 12,886,000 | 13,985,000 | 12,275,000 | 12,509,000 |
| Equity capital | 8,609,000 | 8,484,000 | 8,864,000 | 9,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,470,000 | 3,652,000 | 4,834,000 |
| Interest expense | 503,000 | 941,000 | 1,338,000 | 1,685,000 |
| Net interest income | 737,000 | 1,529,000 | 2,314,000 | 3,149,000 |
| Noninterest income | 134,000 | 263,000 | 419,000 | 573,000 |
| Noninterest expense | 488,000 | 990,000 | 1,512,000 | 2,046,000 |
| Provision for loan losses | 21,000 | 31,000 | 41,000 | 61,000 |
| Pretax income | 362,000 | 771,000 | 1,180,000 | 1,615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 362,000 | 771,000 | 1,180,000 | 1,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,024,000 | 8,229,000 | 8,535,000 | 8,970,000 |
| Total capital | 8,518,000 | 8,717,000 | 9,036,000 | 9,481,000 |
| Risk-weighted assets | 49,955,000 | 49,253,000 | 49,246,000 | 49,907,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS NATIONAL BANK OF WILLS POINT — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.