Call reports 2021
HILLSBORO STATE BANK — 2021
What HILLSBORO STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 23,576,000 | 22,986,000 | 21,437,000 | 22,941,000 |
| Total loans | 7,310,000 | 6,917,000 | 7,264,000 | 6,711,000 |
| Allowance for loan losses | 183,000 | 186,000 | 186,000 | 186,000 |
| Securities available for sale | 4,680,000 | 6,630,000 | 6,014,000 | 6,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,597,000 | 20,956,000 | 19,429,000 | 20,984,000 |
| Interest-bearing deposits | 17,266,000 | 15,314,000 | 15,189,000 | 16,881,000 |
| Noninterest-bearing deposits | 4,331,000 | 5,642,000 | 4,240,000 | 4,103,000 |
| Equity capital | 1,902,000 | 1,954,000 | 1,923,000 | 1,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 144,000 | 302,000 | 456,000 | 598,000 |
| Interest expense | 7,000 | 13,000 | 20,000 | 27,000 |
| Net interest income | 137,000 | 289,000 | 436,000 | 571,000 |
| Noninterest income | 26,000 | 54,000 | 73,000 | 96,000 |
| Noninterest expense | 139,000 | 282,000 | 397,000 | 533,000 |
| Provision for loan losses | 3,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 21,000 | 55,000 | 113,000 | 136,000 |
| Income tax | 4,000 | 11,000 | 30,000 | 28,000 |
| Net income | 17,000 | 44,000 | 83,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,920,000 | 1,903,000 | 1,984,000 | 2,012,000 |
| Total capital | 2,040,000 | 2,023,000 | — | 2,134,000 |
| Risk-weighted assets | 9,601,000 | 9,584,000 | — | 9,704,000 |