Call reports 2020
HILLSBORO STATE BANK — 2020
What HILLSBORO STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 19,016,000 | 21,832,000 | 20,805,000 | 22,158,000 |
| Total loans | 8,476,000 | 8,637,000 | 8,294,000 | 7,719,000 |
| Allowance for loan losses | 170,000 | 173,000 | 177,000 | 180,000 |
| Securities available for sale | 1,466,000 | 1,017,000 | 1,513,000 | 2,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,924,000 | 19,650,000 | 18,657,000 | 20,055,000 |
| Interest-bearing deposits | 13,890,000 | 16,207,000 | 15,195,000 | 15,779,000 |
| Noninterest-bearing deposits | 3,034,000 | 3,443,000 | 3,462,000 | 4,276,000 |
| Equity capital | 1,931,000 | 2,009,000 | 2,024,000 | 2,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 164,000 | 322,000 | 470,000 | 605,000 |
| Interest expense | 24,000 | 34,000 | 44,000 | 54,000 |
| Net interest income | 140,000 | 288,000 | 426,000 | 551,000 |
| Noninterest income | 35,000 | 57,000 | 85,000 | 110,000 |
| Noninterest expense | 140,000 | 282,000 | 434,000 | 589,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 33,000 | 59,000 | 71,000 | 65,000 |
| Income tax | 9,000 | 15,000 | 16,000 | 13,000 |
| Net income | 24,000 | 44,000 | 55,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,876,000 | 1,783,000 | 1,906,000 | 1,903,000 |
| Total capital | 2,012,000 | — | 2,026,000 | 2,016,000 |
| Risk-weighted assets | 10,858,000 | — | 9,553,000 | 8,998,000 |