Call reports 2019
HILLSBORO STATE BANK — 2019
What HILLSBORO STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 18,447,000 | 17,971,000 | 18,290,000 | 17,372,000 |
| Total loans | 8,111,000 | 8,692,000 | 9,002,000 | 8,379,000 |
| Allowance for loan losses | 158,000 | 162,000 | 164,000 | 167,000 |
| Securities available for sale | 1,341,000 | 960,000 | 960,000 | 1,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,623,000 | 15,547,000 | 16,353,000 | 15,356,000 |
| Interest-bearing deposits | 13,694,000 | 13,069,000 | 12,725,000 | 12,461,000 |
| Noninterest-bearing deposits | 2,929,000 | 2,478,000 | 3,628,000 | 2,895,000 |
| Equity capital | 1,718,000 | 1,773,000 | 1,812,000 | 1,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 165,000 | 329,000 | 507,000 | 678,000 |
| Interest expense | 27,000 | 60,000 | 91,000 | 114,000 |
| Net interest income | 138,000 | 269,000 | 416,000 | 564,000 |
| Noninterest income | 21,000 | 45,000 | 67,000 | 90,000 |
| Noninterest expense | 149,000 | 284,000 | 428,000 | 567,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 7,000 | 27,000 | 57,000 | 90,000 |
| Income tax | 0 | 5,000 | 11,000 | 19,000 |
| Net income | 7,000 | 22,000 | 46,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,749,000 | 1,765,000 | 1,787,000 | 1,852,000 |
| Total capital | 1,872,000 | 1,886,000 | 1,920,000 | 1,991,000 |
| Risk-weighted assets | 9,828,000 | 9,708,000 | 10,668,000 | 11,119,000 |