Call reports 2018
HILLSBORO STATE BANK — 2018
What HILLSBORO STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 19,970,000 | 20,028,000 | 18,400,000 | 19,189,000 |
| Total loans | 8,397,000 | 8,987,000 | 8,171,000 | 8,163,000 |
| Allowance for loan losses | 130,000 | 149,000 | 151,000 | 155,000 |
| Securities available for sale | 1,664,000 | 1,244,000 | 1,318,000 | 1,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,992,000 | 18,304,000 | 16,582,000 | 17,084,000 |
| Interest-bearing deposits | 15,091,000 | 14,844,000 | 13,592,000 | 13,616,000 |
| Noninterest-bearing deposits | 2,901,000 | 3,460,000 | 2,990,000 | 3,468,000 |
| Equity capital | 1,626,000 | 1,592,000 | 1,604,000 | 1,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 323,000 | 487,000 | 657,000 |
| Interest expense | 22,000 | 47,000 | 71,000 | 101,000 |
| Net interest income | 137,000 | 276,000 | 416,000 | 556,000 |
| Noninterest income | 22,000 | 46,000 | 71,000 | 96,000 |
| Noninterest expense | 154,000 | 299,000 | 448,000 | 585,000 |
| Provision for loan losses | 3,000 | 22,000 | 25,000 | 28,000 |
| Pretax income | 2,000 | -5,000 | 9,000 | 34,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 5,000 |
| Net income | 1,000 | -6,000 | 7,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,713,000 | 1,707,000 | 1,721,000 | 1,742,000 |
| Total capital | 1,836,000 | 1,843,000 | 1,834,000 | 1,863,000 |
| Risk-weighted assets | 9,912,000 | 10,945,000 | 9,059,000 | 9,703,000 |