Call reports 2017
HILLSBORO STATE BANK — 2017
What HILLSBORO STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 19,999,000 | 19,719,000 | 20,106,000 | 20,703,000 |
| Total loans | 8,399,000 | 7,974,000 | 8,226,000 | 8,285,000 |
| Allowance for loan losses | 125,000 | 128,000 | 129,000 | 132,000 |
| Securities available for sale | 1,834,000 | 1,968,000 | 1,684,000 | 1,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,179,000 | 17,872,000 | 17,619,000 | 17,340,000 |
| Interest-bearing deposits | 14,983,000 | 14,897,000 | 14,651,000 | 14,348,000 |
| Noninterest-bearing deposits | 3,196,000 | 2,975,000 | 2,968,000 | 2,992,000 |
| Equity capital | 1,643,000 | 1,687,000 | 1,703,000 | 1,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 162,000 | 310,000 | 461,000 | 624,000 |
| Interest expense | 10,000 | 22,000 | 37,000 | 55,000 |
| Net interest income | 152,000 | 288,000 | 424,000 | 569,000 |
| Noninterest income | 22,000 | 44,000 | 70,000 | 92,000 |
| Noninterest expense | 153,000 | 302,000 | 442,000 | 583,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 19,000 | 26,000 | 48,000 | 72,000 |
| Income tax | 9,000 | 4,000 | 7,000 | 2,000 |
| Net income | 10,000 | 22,000 | 41,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,661,000 | 1,663,000 | 1,682,000 | 1,713,000 |
| Total capital | 1,764,000 | 1,758,000 | 1,789,000 | 1,833,000 |
| Risk-weighted assets | 8,293,000 | 7,630,000 | 8,548,000 | 9,606,000 |