Call reports 2015
HILLSBORO STATE BANK — 2015
What HILLSBORO STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 18,526,000 | 17,886,000 | 18,286,000 | 18,424,000 |
| Total loans | 8,566,000 | 8,257,000 | 8,661,000 | 8,420,000 |
| Allowance for loan losses | 103,000 | 103,000 | 103,000 | 104,000 |
| Securities available for sale | 2,451,000 | 2,427,000 | 2,179,000 | 2,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,785,000 | 16,161,000 | 15,753,000 | 16,380,000 |
| Interest-bearing deposits | 13,113,000 | 12,887,000 | 12,542,000 | 12,804,000 |
| Noninterest-bearing deposits | 3,672,000 | 3,274,000 | 3,211,000 | 3,576,000 |
| Equity capital | 1,534,000 | 1,528,000 | 1,564,000 | 1,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 145,000 | 299,000 | 458,000 | 616,000 |
| Interest expense | 6,000 | 11,000 | 18,000 | 25,000 |
| Net interest income | 139,000 | 288,000 | 440,000 | 591,000 |
| Noninterest income | 26,000 | 47,000 | 72,000 | 97,000 |
| Noninterest expense | 142,000 | 289,000 | 441,000 | 604,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 46,000 | 71,000 | 84,000 |
| Income tax | -1,000 | 4,000 | 9,000 | 12,000 |
| Net income | 24,000 | 42,000 | 62,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,506,000 | 1,524,000 | 1,536,000 | 1,549,000 |
| Total capital | 1,595,000 | 1,609,000 | 1,630,000 | 1,650,000 |
| Risk-weighted assets | 7,121,000 | 6,824,000 | 7,534,000 | 8,118,000 |