Call reports 2012
HILLSBORO STATE BANK — 2012
What HILLSBORO STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 16,137,000 | 15,646,000 | 16,065,000 | 17,556,000 |
| Total loans | 8,195,000 | 9,129,000 | 8,366,000 | 7,184,000 |
| Allowance for loan losses | 141,000 | 160,000 | 142,000 | 141,000 |
| Securities available for sale | 2,531,000 | 2,293,000 | 1,999,000 | 2,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,644,000 | 14,108,000 | 14,572,000 | 16,045,000 |
| Interest-bearing deposits | 11,046,000 | 10,647,000 | 11,251,000 | 11,626,000 |
| Noninterest-bearing deposits | 3,598,000 | 3,461,000 | 3,321,000 | 4,419,000 |
| Equity capital | 1,394,000 | 1,392,000 | 1,417,000 | 1,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 133,000 | 275,000 | 424,000 | 565,000 |
| Interest expense | 9,000 | 20,000 | 28,000 | 36,000 |
| Net interest income | 124,000 | 255,000 | 396,000 | 529,000 |
| Noninterest income | 15,000 | 41,000 | 70,000 | 98,000 |
| Noninterest expense | 146,000 | 298,000 | 449,000 | 587,000 |
| Provision for loan losses | 0 | 18,000 | 18,000 | 18,000 |
| Pretax income | -7,000 | -20,000 | -1,000 | 22,000 |
| Income tax | 0 | 0 | 0 | -5,000 |
| Net income | -7,000 | -20,000 | -1,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,373,000 | 1,361,000 | 1,379,000 | 1,407,000 |
| Total capital | 1,504,000 | 1,473,000 | 1,491,000 | 1,520,000 |
| Risk-weighted assets | 10,493,000 | 8,931,000 | 8,915,000 | 9,237,000 |