Call reports 2011
HILLSBORO STATE BANK — 2011
What HILLSBORO STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 14,822,000 | 14,625,000 | 13,932,000 | 14,395,000 |
| Total loans | 8,077,000 | 7,884,000 | 8,296,000 | 7,967,000 |
| Allowance for loan losses | 147,000 | 141,000 | 141,000 | 141,000 |
| Securities available for sale | 2,652,000 | 2,967,000 | 2,647,000 | 2,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,450,000 | 13,206,000 | 12,500,000 | 12,961,000 |
| Interest-bearing deposits | 10,730,000 | 10,363,000 | 9,856,000 | 9,587,000 |
| Noninterest-bearing deposits | 2,720,000 | 2,843,000 | 2,643,000 | 3,374,000 |
| Equity capital | 1,331,000 | 1,372,000 | 1,379,000 | 1,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 271,000 | 409,000 | 544,000 |
| Interest expense | 17,000 | 31,000 | 45,000 | 56,000 |
| Net interest income | 119,000 | 240,000 | 364,000 | 488,000 |
| Noninterest income | 33,000 | 66,000 | 97,000 | 115,000 |
| Noninterest expense | 134,000 | 282,000 | 441,000 | 561,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 18,000 | 19,000 | 15,000 | 37,000 |
| Income tax | 3,000 | 3,000 | 5,000 | 3,000 |
| Net income | 15,000 | 16,000 | 10,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,362,000 | 1,362,000 | 1,356,000 | 1,380,000 |
| Total capital | 1,473,000 | 1,468,000 | 1,462,000 | 1,489,000 |
| Risk-weighted assets | 8,844,000 | 8,434,000 | 8,437,000 | 8,676,000 |