Call reports 2026
TOWN CENTER BANK — 2026
What TOWN CENTER BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 174,687,000 | 180,647,000 |
| Total loans | 134,462,000 | 142,150,000 |
| Allowance for loan losses | 1,490,000 | 1,512,000 |
| Securities available for sale | 15,324,000 | 14,825,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 132,360,000 | 138,287,000 |
| Interest-bearing deposits | 101,044,000 | 106,545,000 |
| Noninterest-bearing deposits | 31,316,000 | 31,742,000 |
| Equity capital | 20,533,000 | 20,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,546,000 | 5,205,000 |
| Interest expense | 879,000 | 1,794,000 |
| Net interest income | 1,667,000 | 3,411,000 |
| Noninterest income | 132,000 | 278,000 |
| Noninterest expense | 1,329,000 | 2,691,000 |
| Provision for loan losses | 40,000 | 688,000 |
| Pretax income | 430,000 | 310,000 |
| Income tax | 122,000 | 86,000 |
| Net income | 308,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,189,000 | 20,070,000 |
| Total capital | 21,679,000 | 21,582,000 |
| Risk-weighted assets | 155,166,000 | 163,986,000 |