Call reports 2019
TOWN CENTER BANK — 2019
What TOWN CENTER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 101,623,000 | 100,274,000 | 101,551,000 | 106,841,000 |
| Total loans | 72,754,000 | 73,591,000 | 78,795,000 | 81,175,000 |
| Allowance for loan losses | 864,000 | 847,000 | 849,000 | 848,000 |
| Securities available for sale | 22,302,000 | 19,241,000 | 18,274,000 | 16,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,613,000 | 85,482,000 | 85,875,000 | 87,061,000 |
| Interest-bearing deposits | 71,190,000 | 70,038,000 | 68,325,000 | 68,661,000 |
| Noninterest-bearing deposits | 15,423,000 | 15,444,000 | 17,550,000 | 18,399,000 |
| Equity capital | 11,882,000 | 12,158,000 | 12,244,000 | 14,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,139,000 | 2,308,000 | 3,487,000 | 4,690,000 |
| Interest expense | 249,000 | 534,000 | 823,000 | 1,092,000 |
| Net interest income | 890,000 | 1,774,000 | 2,664,000 | 3,598,000 |
| Noninterest income | 73,000 | 162,000 | 263,000 | 444,000 |
| Noninterest expense | 887,000 | 1,810,000 | 2,753,000 | 3,743,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 76,000 | 177,000 | 244,000 | 359,000 |
| Income tax | 0 | 0 | 0 | -1,882,000 |
| Net income | 76,000 | 177,000 | 244,000 | 2,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,757,000 | 10,858,000 | 10,925,000 | 11,040,000 |
| Total capital | 11,621,000 | 11,705,000 | 11,774,000 | 11,888,000 |
| Risk-weighted assets | 84,470,000 | 85,242,000 | 90,431,000 | 94,421,000 |