Call reports 2018
TOWN CENTER BANK — 2018
What TOWN CENTER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 95,039,000 | 98,347,000 | 99,544,000 | 103,890,000 |
| Total loans | 70,329,000 | 72,557,000 | 71,531,000 | 74,002,000 |
| Allowance for loan losses | 878,000 | 858,000 | 859,000 | 879,000 |
| Securities available for sale | 23,652,000 | 22,501,000 | 21,184,000 | 22,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,159,000 | 85,523,000 | 86,670,000 | 89,340,000 |
| Interest-bearing deposits | 65,028,000 | 66,703,000 | 66,930,000 | 68,983,000 |
| Noninterest-bearing deposits | 17,130,000 | 18,820,000 | 19,740,000 | 20,357,000 |
| Equity capital | 9,675,000 | 9,697,000 | 9,694,000 | 11,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,229,000 | 3,358,000 | 4,533,000 |
| Interest expense | 144,000 | 314,000 | 527,000 | 763,000 |
| Net interest income | 992,000 | 1,915,000 | 2,831,000 | 3,770,000 |
| Noninterest income | 104,000 | 143,000 | 256,000 | 332,000 |
| Noninterest expense | 916,000 | 1,791,000 | 2,723,000 | 3,648,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 180,000 | 267,000 | 364,000 | 454,000 |
| Income tax | 0 | 0 | 0 | -1,272,000 |
| Net income | 180,000 | 267,000 | 364,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,363,000 | 10,475,000 | 10,591,000 | 10,681,000 |
| Total capital | 11,241,000 | 11,333,000 | 11,450,000 | 11,560,000 |
| Risk-weighted assets | 81,227,000 | 83,491,000 | 82,134,000 | 86,810,000 |