Call reports 2012
TOWN CENTER BANK — 2012
What TOWN CENTER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 114,481,000 | 109,838,000 | 96,845,000 | 93,542,000 |
| Total loans | 75,565,000 | 72,581,000 | 68,402,000 | 67,351,000 |
| Allowance for loan losses | 2,403,000 | 2,703,000 | 2,568,000 | 2,565,000 |
| Securities available for sale | 17,918,000 | 17,328,000 | 16,463,000 | 17,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,172,000 | 100,436,000 | 87,112,000 | 83,710,000 |
| Interest-bearing deposits | 93,602,000 | 87,837,000 | 74,867,000 | 72,981,000 |
| Noninterest-bearing deposits | 11,569,000 | 12,598,000 | 12,246,000 | 10,728,000 |
| Equity capital | 8,867,000 | 9,013,000 | 9,409,000 | 9,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,202,000 | 3,228,000 | 4,193,000 |
| Interest expense | 226,000 | 398,000 | 546,000 | 677,000 |
| Net interest income | 912,000 | 1,804,000 | 2,682,000 | 3,516,000 |
| Noninterest income | 116,000 | 153,000 | 262,000 | 341,000 |
| Noninterest expense | 1,318,000 | 2,363,000 | 3,348,000 | 4,290,000 |
| Provision for loan losses | 16,000 | 16,000 | 16,000 | 16,000 |
| Pretax income | -160,000 | -276,000 | -274,000 | -303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -160,000 | -276,000 | -274,000 | -303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,770,000 | 8,754,000 | 9,004,000 | 9,027,000 |
| Total capital | 9,825,000 | 9,763,000 | 9,957,000 | 9,973,000 |
| Risk-weighted assets | 82,988,000 | 78,996,000 | 74,587,000 | 74,096,000 |