Call report 2025Q4
UNION STATE BANK — 2025Q4
The 22 measures UNION STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 655,241,000 | USD | evidence → |
| Total loans | 425,478,000 | USD | evidence → |
| Allowance for loan losses | 4,898,000 | USD | evidence → |
| Securities available for sale | 162,143,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 560,501,000 | USD | evidence → |
| Interest-bearing deposits | 460,268,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,233,000 | USD | evidence → |
| Equity capital | 77,102,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,924,000 | USD | evidence → |
| Interest expense | 10,704,000 | USD | evidence → |
| Net interest income | 25,220,000 | USD | evidence → |
| Noninterest income | 4,509,000 | USD | evidence → |
| Noninterest expense | 20,263,000 | USD | evidence → |
| Provision for loan losses | 235,000 | USD | evidence → |
| Pretax income | 9,109,000 | USD | evidence → |
| Income tax | 317,000 | USD | evidence → |
| Net income | 8,792,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,565,000 | USD | evidence → |
| Total capital | 72,837,000 | USD | evidence → |
| Risk-weighted assets | 475,606,000 | USD | evidence → |