Call reports 2023
UNION STATE BANK — 2023
What UNION STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 609,824,000 | 622,071,000 | 633,158,000 | 663,491,000 |
| Total loans | 372,367,000 | 392,869,000 | 403,899,000 | 404,519,000 |
| Allowance for loan losses | 4,058,000 | 4,229,000 | 4,231,000 | 4,300,000 |
| Securities available for sale | 160,734,000 | 157,299,000 | 153,373,000 | 173,109,000 |
| Securities held to maturity | 1,484,000 | 1,484,000 | 1,484,000 | 1,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 508,519,000 | 505,728,000 | 518,528,000 | 536,832,000 |
| Interest-bearing deposits | 396,292,000 | 394,910,000 | 407,701,000 | 405,464,000 |
| Noninterest-bearing deposits | 112,227,000 | 110,818,000 | 110,827,000 | 131,368,000 |
| Equity capital | 55,955,000 | 54,110,000 | 51,945,000 | 62,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,826,000 | 12,169,000 | 19,190,000 | 26,701,000 |
| Interest expense | 1,129,000 | 2,826,000 | 4,947,000 | 7,541,000 |
| Net interest income | 4,697,000 | 9,343,000 | 14,243,000 | 19,160,000 |
| Noninterest income | 966,000 | 1,965,000 | 3,058,000 | 4,056,000 |
| Noninterest expense | 4,291,000 | 8,696,000 | 13,217,000 | 17,791,000 |
| Provision for loan losses | 121,000 | 296,000 | 305,000 | 382,000 |
| Pretax income | 1,251,000 | 2,316,000 | 3,779,000 | 5,043,000 |
| Income tax | 42,000 | 96,000 | 160,000 | 213,000 |
| Net income | 1,209,000 | 2,220,000 | 3,619,000 | 4,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,735,000 | 53,967,000 | 54,521,000 | 59,347,000 |
| Total capital | 58,234,000 | 58,649,000 | 59,225,000 | 64,201,000 |
| Risk-weighted assets | 443,592,000 | 462,778,000 | 475,428,000 | 476,922,000 |