Call reports 2022
UNION STATE BANK — 2022
What UNION STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 600,026,000 | 591,539,000 | 572,751,000 | 578,747,000 |
| Total loans | 321,630,000 | 335,822,000 | 347,762,000 | 359,797,000 |
| Allowance for loan losses | 4,645,000 | 4,651,000 | 4,661,000 | 4,389,000 |
| Securities available for sale | 177,465,000 | 169,058,000 | 160,777,000 | 159,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,195,000 | 475,516,000 | 464,666,000 | 478,500,000 |
| Interest-bearing deposits | 367,507,000 | 363,185,000 | 353,584,000 | 366,057,000 |
| Noninterest-bearing deposits | 112,688,000 | 112,331,000 | 111,082,000 | 112,443,000 |
| Equity capital | 59,308,000 | 53,827,000 | 49,296,000 | 53,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,373,000 | 9,106,000 | 14,176,000 | 19,671,000 |
| Interest expense | 264,000 | 555,000 | 1,016,000 | 1,724,000 |
| Net interest income | 4,109,000 | 8,551,000 | 13,160,000 | 17,947,000 |
| Noninterest income | 1,292,000 | 2,372,000 | 3,402,000 | 4,014,000 |
| Noninterest expense | 4,224,000 | 8,495,000 | 12,802,000 | 16,950,000 |
| Provision for loan losses | 3,000 | 9,000 | 45,000 | -242,000 |
| Pretax income | 1,174,000 | 2,419,000 | 3,715,000 | 5,253,000 |
| Income tax | 26,000 | 79,000 | 136,000 | 181,000 |
| Net income | 1,148,000 | 2,340,000 | 3,579,000 | 5,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,832,000 | 51,254,000 | 51,735,000 | 53,283,000 |
| Total capital | 55,477,000 | 55,905,000 | 56,396,000 | 57,672,000 |
| Risk-weighted assets | 411,568,000 | 426,586,000 | 438,075,000 | 435,481,000 |