Call reports 2021
UNION STATE BANK — 2021
What UNION STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 574,262,000 | 567,510,000 | 571,889,000 | 593,456,000 |
| Total loans | 298,624,000 | 309,742,000 | 304,887,000 | 301,215,000 |
| Allowance for loan losses | 4,032,000 | 4,133,000 | 4,578,000 | 4,640,000 |
| Securities available for sale | 119,487,000 | 148,181,000 | 156,594,000 | 166,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,829,000 | 460,162,000 | 464,811,000 | 470,068,000 |
| Interest-bearing deposits | 363,575,000 | 352,922,000 | 354,586,000 | 359,209,000 |
| Noninterest-bearing deposits | 107,254,000 | 107,240,000 | 110,225,000 | 110,859,000 |
| Equity capital | 67,362,000 | 67,848,000 | 67,846,000 | 67,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,538,000 | 8,989,000 | 13,633,000 | 17,968,000 |
| Interest expense | 369,000 | 708,000 | 1,015,000 | 1,299,000 |
| Net interest income | 4,169,000 | 8,281,000 | 12,618,000 | 16,669,000 |
| Noninterest income | 1,170,000 | 2,172,000 | 3,223,000 | 4,327,000 |
| Noninterest expense | 3,622,000 | 7,342,000 | 11,443,000 | 15,587,000 |
| Provision for loan losses | 118,000 | 242,000 | 249,000 | 339,000 |
| Pretax income | 1,623,000 | 2,893,000 | 4,175,000 | 5,096,000 |
| Income tax | 66,000 | 118,000 | 139,000 | 141,000 |
| Net income | 1,557,000 | 2,775,000 | 4,036,000 | 4,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,971,000 | 49,115,000 | 49,244,000 | 50,237,000 |
| Total capital | 53,003,000 | 53,248,000 | 53,822,000 | 54,877,000 |
| Risk-weighted assets | 359,871,000 | 382,286,000 | 389,335,000 | 388,293,000 |