Call reports 2020
UNION STATE BANK — 2020
What UNION STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 473,376,000 | 537,307,000 | 537,285,000 | 540,484,000 |
| Total loans | 300,719,000 | 327,029,000 | 327,025,000 | 312,567,000 |
| Allowance for loan losses | 3,585,000 | 3,777,000 | 3,814,000 | 3,898,000 |
| Securities available for sale | 80,461,000 | 98,889,000 | 107,953,000 | 106,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,993,000 | 443,029,000 | 431,940,000 | 437,526,000 |
| Interest-bearing deposits | 313,357,000 | 341,067,000 | 334,125,000 | 341,754,000 |
| Noninterest-bearing deposits | 82,636,000 | 101,962,000 | 97,815,000 | 95,772,000 |
| Equity capital | 62,916,000 | 66,514,000 | 67,151,000 | 68,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,487,000 | 9,031,000 | 13,573,000 | 18,132,000 |
| Interest expense | 585,000 | 1,122,000 | 1,621,000 | 2,062,000 |
| Net interest income | 3,902,000 | 7,909,000 | 11,952,000 | 16,070,000 |
| Noninterest income | 1,148,000 | 2,375,000 | 3,685,000 | 4,663,000 |
| Noninterest expense | 3,880,000 | 7,811,000 | 11,677,000 | 15,551,000 |
| Provision for loan losses | 76,000 | 225,000 | 376,000 | 530,000 |
| Pretax income | 1,101,000 | 2,255,000 | 3,609,000 | 4,677,000 |
| Income tax | 46,000 | 98,000 | 153,000 | 202,000 |
| Net income | 1,055,000 | 2,157,000 | 3,456,000 | 4,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,106,000 | 46,554,000 | 46,940,000 | 48,063,000 |
| Total capital | 49,691,000 | 50,331,000 | 50,754,000 | 51,961,000 |
| Risk-weighted assets | 359,010,000 | 367,349,000 | 377,820,000 | 368,495,000 |