Call reports 2019
UNION STATE BANK — 2019
What UNION STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 335,260,000 | 337,057,000 | 335,642,000 | 337,360,000 |
| Total loans | 217,064,000 | 213,615,000 | 208,229,000 | 213,751,000 |
| Allowance for loan losses | 3,493,000 | 3,523,000 | 3,533,000 | 3,545,000 |
| Securities available for sale | 53,792,000 | 56,022,000 | 54,234,000 | 53,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,272,000 | 276,632,000 | 279,335,000 | 279,922,000 |
| Interest-bearing deposits | 229,999,000 | 228,203,000 | 229,026,000 | 229,802,000 |
| Noninterest-bearing deposits | 46,273,000 | 48,429,000 | 50,309,000 | 50,120,000 |
| Equity capital | 39,918,000 | 40,788,000 | 41,118,000 | 41,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,208,000 | 6,469,000 | 9,736,000 | 12,934,000 |
| Interest expense | 404,000 | 854,000 | 1,350,000 | 1,870,000 |
| Net interest income | 2,804,000 | 5,615,000 | 8,386,000 | 11,064,000 |
| Noninterest income | 491,000 | 1,077,000 | 1,673,000 | 2,399,000 |
| Noninterest expense | 2,555,000 | 5,160,000 | 7,840,000 | 10,492,000 |
| Provision for loan losses | 31,000 | 63,000 | 87,000 | 117,000 |
| Pretax income | 709,000 | 1,469,000 | 2,132,000 | 2,854,000 |
| Income tax | 31,000 | 65,000 | 93,000 | 130,000 |
| Net income | 678,000 | 1,404,000 | 2,039,000 | 2,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,563,000 | 29,882,000 | 30,066,000 | 30,777,000 |
| Total capital | 32,610,000 | 32,891,000 | 33,064,000 | 33,863,000 |
| Risk-weighted assets | 243,319,000 | 240,209,000 | 239,374,000 | 246,421,000 |