Call reports 2018
UNION STATE BANK — 2018
What UNION STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 316,134,000 | 311,699,000 | 325,635,000 | 323,821,000 |
| Total loans | 203,897,000 | 210,698,000 | 211,085,000 | 216,064,000 |
| Allowance for loan losses | 3,436,000 | 3,450,000 | 3,481,000 | 3,512,000 |
| Securities available for sale | 59,692,000 | 59,564,000 | 57,039,000 | 53,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,205,000 | 255,433,000 | 271,144,000 | 267,554,000 |
| Interest-bearing deposits | 212,102,000 | 208,070,000 | 225,568,000 | 221,728,000 |
| Noninterest-bearing deposits | 46,103,000 | 47,363,000 | 45,576,000 | 45,826,000 |
| Equity capital | 37,147,000 | 37,963,000 | 37,792,000 | 39,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,886,000 | 5,841,000 | 8,915,000 | 12,113,000 |
| Interest expense | 326,000 | 659,000 | 998,000 | 1,375,000 |
| Net interest income | 2,560,000 | 5,182,000 | 7,917,000 | 10,738,000 |
| Noninterest income | 1,054,000 | 2,104,000 | 2,698,000 | 3,271,000 |
| Noninterest expense | 2,673,000 | 5,191,000 | 7,702,000 | 10,198,000 |
| Provision for loan losses | 32,000 | 66,000 | 97,000 | 133,000 |
| Pretax income | 909,000 | 2,029,000 | 2,816,000 | 3,678,000 |
| Income tax | 36,000 | 77,000 | 111,000 | 123,000 |
| Net income | 873,000 | 1,952,000 | 2,705,000 | 3,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,627,000 | 28,505,000 | 28,535,000 | 29,413,000 |
| Total capital | 30,443,000 | 31,439,000 | 31,499,000 | 32,412,000 |
| Risk-weighted assets | 224,712,000 | 234,216,000 | 236,670,000 | 239,433,000 |