Call reports 2017
UNION STATE BANK — 2017
What UNION STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 305,580,000 | 305,949,000 | 301,501,000 | 308,488,000 |
| Total loans | 202,905,000 | 202,594,000 | 203,766,000 | 205,528,000 |
| Allowance for loan losses | 3,314,000 | 3,333,000 | 3,374,000 | 3,407,000 |
| Securities available for sale | 61,062,000 | 62,509,000 | 60,776,000 | 59,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,280,000 | 244,657,000 | 243,163,000 | 250,290,000 |
| Interest-bearing deposits | 197,154,000 | 196,296,000 | 198,078,000 | 202,977,000 |
| Noninterest-bearing deposits | 48,126,000 | 48,361,000 | 45,085,000 | 47,313,000 |
| Equity capital | 36,334,000 | 37,061,000 | 37,241,000 | 37,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,754,000 | 5,524,000 | 8,415,000 | 11,291,000 |
| Interest expense | 268,000 | 544,000 | 835,000 | 1,154,000 |
| Net interest income | 2,486,000 | 4,980,000 | 7,580,000 | 10,137,000 |
| Noninterest income | 559,000 | 1,171,000 | 1,790,000 | 2,345,000 |
| Noninterest expense | 2,432,000 | 4,866,000 | 7,269,000 | 9,602,000 |
| Provision for loan losses | 32,000 | 65,000 | 93,000 | 128,000 |
| Pretax income | 581,000 | 1,220,000 | 2,008,000 | 2,752,000 |
| Income tax | -2,000 | 16,000 | 47,000 | 75,000 |
| Net income | 583,000 | 1,204,000 | 1,961,000 | 2,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,037,000 | 26,276,000 | 26,547,000 | 27,287,000 |
| Total capital | 28,839,000 | 29,076,000 | 29,380,000 | 30,137,000 |
| Risk-weighted assets | 223,716,000 | 223,505,000 | 226,100,000 | 227,468,000 |