Call reports 2013
UNION STATE BANK — 2013
What UNION STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 257,385,000 | 250,110,000 | 250,204,000 | 246,515,000 |
| Total loans | 105,709,000 | 109,998,000 | 117,748,000 | 117,572,000 |
| Allowance for loan losses | 2,994,000 | 2,999,000 | 2,995,000 | 2,965,000 |
| Securities available for sale | 104,972,000 | 111,285,000 | 100,744,000 | 102,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,208,000 | 196,767,000 | 195,791,000 | 191,271,000 |
| Interest-bearing deposits | 169,708,000 | 165,127,000 | 161,018,000 | 159,065,000 |
| Noninterest-bearing deposits | 31,500,000 | 31,640,000 | 34,773,000 | 32,206,000 |
| Equity capital | 34,163,000 | 32,438,000 | 32,499,000 | 32,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,042,000 | 4,119,000 | 6,262,000 | 8,413,000 |
| Interest expense | 337,000 | 660,000 | 951,000 | 1,219,000 |
| Net interest income | 1,705,000 | 3,459,000 | 5,311,000 | 7,194,000 |
| Noninterest income | 570,000 | 1,156,000 | 1,812,000 | 2,407,000 |
| Noninterest expense | 1,738,000 | 3,546,000 | 5,317,000 | 7,312,000 |
| Provision for loan losses | 0 | 1,000 | 3,000 | 3,000 |
| Pretax income | 537,000 | 1,055,000 | 1,801,000 | 2,284,000 |
| Income tax | 16,000 | 36,000 | 58,000 | 81,000 |
| Net income | 521,000 | 1,019,000 | 1,743,000 | 2,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,000,000 | 22,247,000 | 22,621,000 | 23,082,000 |
| Total capital | 23,986,000 | 24,303,000 | 24,785,000 | 25,278,000 |
| Risk-weighted assets | 149,934,000 | 156,288,000 | 164,868,000 | 167,152,000 |