Call reports 2012
UNION STATE BANK — 2012
What UNION STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 242,731,000 | 245,327,000 | 241,571,000 | 240,585,000 |
| Total loans | 99,349,000 | 99,679,000 | 103,179,000 | 105,044,000 |
| Allowance for loan losses | 3,113,000 | 3,129,000 | 3,129,000 | 3,074,000 |
| Securities available for sale | 107,900,000 | 103,551,000 | 103,664,000 | 105,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,276,000 | 197,345,000 | 194,629,000 | 192,502,000 |
| Interest-bearing deposits | 165,324,000 | 166,528,000 | 163,590,000 | 162,162,000 |
| Noninterest-bearing deposits | 28,952,000 | 30,817,000 | 31,039,000 | 30,340,000 |
| Equity capital | 33,310,000 | 33,702,000 | 34,044,000 | 34,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 4,372,000 | 6,541,000 | 8,644,000 |
| Interest expense | 415,000 | 816,000 | 1,195,000 | 1,550,000 |
| Net interest income | 1,752,000 | 3,556,000 | 5,346,000 | 7,094,000 |
| Noninterest income | 592,000 | 1,264,000 | 1,902,000 | 2,546,000 |
| Noninterest expense | 1,732,000 | 3,403,000 | 5,184,000 | 6,977,000 |
| Provision for loan losses | 10,000 | 26,000 | 36,000 | 39,000 |
| Pretax income | 602,000 | 1,391,000 | 2,028,000 | 2,624,000 |
| Income tax | 23,000 | 56,000 | 90,000 | 104,000 |
| Net income | 579,000 | 1,335,000 | 1,938,000 | 2,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,536,000 | 20,907,000 | 21,099,000 | 21,694,000 |
| Total capital | 22,356,000 | 22,754,000 | 22,989,000 | 23,648,000 |
| Risk-weighted assets | 138,826,000 | 140,362,000 | 143,631,000 | 148,275,000 |