Call reports 2011
UNION STATE BANK — 2011
What UNION STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 229,991,000 | 230,279,000 | 233,384,000 | 230,891,000 |
| Total loans | 94,397,000 | 94,719,000 | 96,310,000 | 96,957,000 |
| Allowance for loan losses | 3,083,000 | 3,125,000 | 3,126,000 | 3,124,000 |
| Securities available for sale | 96,800,000 | 103,939,000 | 106,099,000 | 104,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,230,000 | 183,634,000 | 185,632,000 | 183,532,000 |
| Interest-bearing deposits | 157,327,000 | 155,742,000 | 156,377,000 | 156,329,000 |
| Noninterest-bearing deposits | 28,903,000 | 27,892,000 | 29,255,000 | 27,203,000 |
| Equity capital | 30,233,000 | 31,936,000 | 32,887,000 | 32,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,220,000 | 4,621,000 | 6,975,000 | 9,152,000 |
| Interest expense | 506,000 | 970,000 | 1,428,000 | 1,866,000 |
| Net interest income | 1,714,000 | 3,651,000 | 5,547,000 | 7,286,000 |
| Noninterest income | 529,000 | 1,493,000 | 2,138,000 | 2,826,000 |
| Noninterest expense | 1,709,000 | 3,458,000 | 5,278,000 | 7,009,000 |
| Provision for loan losses | -5,000 | -2,000 | 6,000 | 6,000 |
| Pretax income | 539,000 | 1,700,000 | 2,553,000 | 3,249,000 |
| Income tax | 18,000 | 45,000 | 71,000 | 122,000 |
| Net income | 521,000 | 1,655,000 | 2,482,000 | 3,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,364,000 | 19,262,000 | 19,684,000 | 20,344,000 |
| Total capital | 20,006,000 | 20,926,000 | 21,404,000 | 22,100,000 |
| Risk-weighted assets | 125,969,000 | 127,194,000 | 131,820,000 | 133,955,000 |