Call reports 2010
UNION STATE BANK — 2010
What UNION STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 216,498,000 | 218,545,000 | 220,452,000 | 217,528,000 |
| Total loans | 111,755,000 | 109,415,000 | 106,809,000 | 101,996,000 |
| Allowance for loan losses | 2,617,000 | 2,685,000 | 2,882,000 | 2,993,000 |
| Securities available for sale | 71,593,000 | 77,010,000 | 79,813,000 | 87,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,361,000 | 170,941,000 | 171,524,000 | 175,735,000 |
| Interest-bearing deposits | 146,424,000 | 147,839,000 | 148,508,000 | 149,311,000 |
| Noninterest-bearing deposits | 22,937,000 | 23,102,000 | 23,016,000 | 26,424,000 |
| Equity capital | 29,385,000 | 29,866,000 | 30,539,000 | 29,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,442,000 | 4,936,000 | 7,384,000 | 9,693,000 |
| Interest expense | 614,000 | 1,211,000 | 1,814,000 | 2,377,000 |
| Net interest income | 1,828,000 | 3,725,000 | 5,570,000 | 7,316,000 |
| Noninterest income | 533,000 | 1,101,000 | 1,722,000 | 2,381,000 |
| Noninterest expense | 1,714,000 | 3,396,000 | 5,218,000 | 7,140,000 |
| Provision for loan losses | 331,000 | 665,000 | 980,000 | 1,134,000 |
| Pretax income | 316,000 | 798,000 | 1,127,000 | 1,456,000 |
| Income tax | 11,000 | 26,000 | -26,000 | -15,000 |
| Net income | 305,000 | 772,000 | 1,153,000 | 1,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,400,000 | 17,682,000 | 17,747,000 | 18,079,000 |
| Total capital | 19,021,000 | 19,354,000 | 19,433,000 | 19,799,000 |
| Risk-weighted assets | 132,960,000 | 132,774,000 | 133,676,000 | 136,365,000 |