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Call reports 2006

UNION STATE BANK — 2006

What UNION STATE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1cc0e77f-3f98-4b68-aa35-d52eb5cb6c1b/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets87,208,00088,513,000207,042,000206,827,000
Total loans55,525,00059,951,000128,515,000130,669,000
Allowance for loan losses783,000820,0001,660,0001,008,000
Securities available for sale16,401,00018,495,00052,416,00052,658,000
Securities held to maturity0000
Trading assets0000
Total deposits77,296,00076,766,000171,878,000171,541,000
Interest-bearing deposits65,425,00066,554,000146,751,000146,186,000
Noninterest-bearing deposits11,872,00010,212,00025,127,00025,354,000
Equity capital7,585,0007,348,00023,420,00023,731,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income1,228,0002,561,0005,841,0009,218,000
Interest expense435,000931,0002,208,0003,621,000
Net interest income793,0001,630,0003,633,0005,597,000
Noninterest income228,000494,000972,0001,458,000
Noninterest expense732,0001,526,0003,118,0004,848,000
Provision for loan losses60,000105,000150,000259,000
Pretax income229,000493,0001,337,0001,940,000
Income tax2,00018,00048,00074,000
Net income227,000475,0001,289,0001,866,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital7,251,0007,215,00013,102,00013,242,000
Total capital7,986,0008,010,00014,759,00014,250,000
Risk-weighted assets58,773,00063,551,000132,632,000135,310,000

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