Call reports 2015
PRIMESOUTH BANK — 2015
What PRIMESOUTH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 190,244,000 | 192,446,000 | 201,216,000 | 200,849,000 |
| Total loans | 139,925,000 | 141,742,000 | 144,589,000 | 143,643,000 |
| Allowance for loan losses | 2,601,000 | 2,236,000 | 2,155,000 | 1,886,000 |
| Securities available for sale | 23,767,000 | 23,974,000 | 24,329,000 | 25,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,969,000 | 166,032,000 | 174,478,000 | 174,170,000 |
| Interest-bearing deposits | 141,012,000 | 144,609,000 | 149,751,000 | 149,605,000 |
| Noninterest-bearing deposits | 22,957,000 | 21,423,000 | 24,727,000 | 24,565,000 |
| Equity capital | 19,803,000 | 20,010,000 | 20,267,000 | 20,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,169,000 | 4,274,000 | 6,484,000 | 8,650,000 |
| Interest expense | 344,000 | 701,000 | 1,076,000 | 1,466,000 |
| Net interest income | 1,825,000 | 3,573,000 | 5,408,000 | 7,184,000 |
| Noninterest income | 48,000 | 189,000 | 267,000 | 383,000 |
| Noninterest expense | 1,175,000 | 2,298,000 | 3,515,000 | 4,647,000 |
| Provision for loan losses | 75,000 | 77,000 | 79,000 | 132,000 |
| Pretax income | 623,000 | 1,382,000 | 2,076,000 | 2,783,000 |
| Income tax | 145,000 | 400,000 | 643,000 | 901,000 |
| Net income | 478,000 | 982,000 | 1,433,000 | 1,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,630,000 | 19,933,000 | 20,185,000 | 20,433,000 |
| Total capital | 21,779,000 | 22,103,000 | 24,495,000 | 22,318,000 |
| Risk-weighted assets | 171,446,000 | 173,547,000 | 176,302,000 | 175,268,000 |