Call reports 2013
PRIMESOUTH BANK — 2013
What PRIMESOUTH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 171,347,000 | 169,613,000 | 179,668,000 | 181,972,000 |
| Total loans | 114,227,000 | 114,235,000 | 116,974,000 | 122,763,000 |
| Allowance for loan losses | 2,487,000 | 2,304,000 | 2,368,000 | 2,542,000 |
| Securities available for sale | 23,564,000 | 23,971,000 | 26,672,000 | 28,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,556,000 | 145,231,000 | 155,177,000 | 157,567,000 |
| Interest-bearing deposits | 126,890,000 | 125,371,000 | 134,558,000 | 137,503,000 |
| Noninterest-bearing deposits | 19,667,000 | 19,859,000 | 20,619,000 | 20,064,000 |
| Equity capital | 18,780,000 | 18,420,000 | 18,444,000 | 18,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,748,000 | 5,651,000 | 7,644,000 |
| Interest expense | 444,000 | 840,000 | 1,218,000 | 1,581,000 |
| Net interest income | 1,432,000 | 2,908,000 | 4,433,000 | 6,063,000 |
| Noninterest income | 257,000 | 530,000 | 783,000 | 689,000 |
| Noninterest expense | 976,000 | 1,897,000 | 2,926,000 | 3,963,000 |
| Provision for loan losses | 364,000 | 964,000 | 1,232,000 | 1,399,000 |
| Pretax income | 349,000 | 788,000 | 1,269,000 | 1,601,000 |
| Income tax | 97,000 | 168,000 | 323,000 | 414,000 |
| Net income | 252,000 | 620,000 | 946,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,437,000 | 18,555,000 | 18,706,000 | 18,772,000 |
| Total capital | 19,948,000 | 20,104,000 | 20,320,000 | 20,449,000 |
| Risk-weighted assets | 119,748,000 | 123,203,000 | 128,401,000 | 133,273,000 |